NO DEPOSIT HOMES

Ready to Buy a House But Have No Savings?

With the rising cost of living, saving up for a house deposit can feel impossible. But if you’re looking to get into a home in Queensland with no savings, you’re not alone and we’ve built a solution to help you get started!

At FIS, we help first home buyers in Queensland move into brand-new homes sooner, even if they don’t have any savings in the bank. With exclusive builder partnerships and access to grants and incentives, you may be closer to home ownership than you think.

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Queensland

No Deposit Homes

View Standard Inclusions

Available on No Deposit Homes

 

 

NO DEPOSIT HOMES

Why Choose Our ‘No Savings’ Pathway?

We’ve designed this service specifically for everyday Queenslanders who are ready to stop renting and start owning, but just haven’t had the chance to save up a deposit.

Here’s how we make it possible:

Access to Grants + Builder Support
You may be eligible for the Queensland First Home Owner Grant, and when you combine that with extra incentives from our partnered builders, you could unlock up to $90,000 in support to get into your first home faster. We’ve done the groundwork so you don’t have to.
Exclusive Builds in High-Growth Locations
We work with trusted builders like Prosperity Residential to deliver high-quality homes across Queensland, including in Brisbane, Ipswich, the Gold Coast, and Toowoomba. Our home and land packages are located in areas with long-term value and strong infrastructure.
Real Support from Start to Finish
We’re here to simplify the entire process. From checking your eligibility to matching you with a suitable builder and handling the paperwork, we’ll guide you step by step and make the journey as smooth as possible.

QUICK ASSESSMENT

REQUIREMENTS

What’s The Catch?

We like to keep things real. To qualify, you’ll need to:

  • Have a stable job and meet the bank’s lending criteria
  • Not have any serious credit issues
  • Show you can afford repayments (rent history may help)
  • Purchase through one of our approved builder partners
  • Complete our quick 1 min online
assessment below to find out if you qualify
Quick Assessment

CONTACT

(02) 8001 6369
Queensland OfficeSuite 4/3990 Pacific Highway, Loganholme
Melbourne OfficeLevel 2, 1 Southbank Blvd Southbank, 3006, VIC

Queensland Quick Assessment Form

Frequently Asked Questions

Can I apply if I’m paying rent?
Yes, and your rental history can actually strengthen your application!

Is this only for Brisbane?
No, we have options available throughout Queensland, including Ipswich, the Gold Coast, and Toowoomba.

How much support can I get?
Depending on your situation, you could access up to $90,000 in combined builder and government grants.

Do I need perfect credit?
Not necessarily. We’ll assess your situation and help you understand where you stand.

Find Out if You Qualify Today

Complete the 1-Minute Assessment