No Savings? No Stress

Ready to buy your first home but haven’t managed to build up savings?

You’re not alone, and we can help!

What Does Buying With No Savings Actually Mean?

If you’re a first home buyer in Victoria, saving tens of thousands for a deposit can feel impossible. Between rent, bills, and the rising cost of living, putting money aside just isn’t realistic for many people.

That’s where we step in. At FIS, we help first home buyers get into brand-new homes, even if you haven’t saved a cent, by combining government incentives with exclusive builder partnerships that offer additional support.

No savings? No stress. You still have options.

How FIS Helps First Home Buyers With No Savings

  • ✅ Builder Partnerships That Give You a Head Start

    We work with reputable builders who offer additional support and incentives to help you secure your home without upfront savings. In some cases, we can access up to $70,000 in combined grants and builder contributions.

  • ✅ Exclusive Access to Growth Corridors

    We’re focused on high-demand, fast-growing areas across Victoria, including: Wyndham, Melton, Donnybrook, Mickleham, Kalkallo, Beveridge, Sunbury, Hume Region, and other outer Melbourne areas.

  • ✅ Simple, Stress-Free Process

    We guide you through the process step by step. From checking your eligibility to matching you with a builder and helping you secure grants, our team takes care of the heavy lifting.

Real Support, Real Results

Think it sounds too good to be true? Hear what other first home buyers with no savings have to say about working with us. You’ll find stories of everyday Victorians who thought home ownership was out of reach, until they met FIS.

Ready to find out if you’re eligible?

Complete our 2-minute quick assessment

and take the first step toward owning your home.

Frequently Asked Questions

Can I really buy a house with no savings in Victoria?
Yes! With the right support, it’s possible. We combine grants and builder incentives to help people with no savings secure their first home. Complete our 2-minute quick assessment to see if you qualify.

Are these homes only in Melbourne?
We have access to home and land packages across many suburbs and regions in Victoria—not just Melbourne.

What are the requirements to achieve this?

To be eligible, you must:

  •  Have a job and meet the bank’s servicing guidelines
  •  Not be credit-impaired
  •  Show that you can save
  • Purchase through one of our partnered builders

Let’s Get You Home Without Savings

You don’t need a five-figure deposit to start your property journey. You just need the right support, guidance, and a team that believes in making home ownership possible for everyone.

Complete your 2-minute assessment